Ingredients
Crust & Layering: 1 box (11 oz) Nilla Wafers or Graham crackers (crushed, plus extra for topping)
Filling: 1 package (3.4 oz) instant vanilla or banana cream pudding mix, 1 1/2 cups cold whole milk, 1 cup heavy whipping cream (or 8 oz Cool Whip), 4 oz cream cheese (softened)
Swirl & Garnish: 1/2 cup Dulce de Leche or thick caramel sauce, 2 ripe bananas (sliced)
Instructions
1. Prepare the Crust: Press 1 1/2 cups of crushed wafers into the bottom of a container or dish to create a solid base layer.
2. Make the Cream Filling: Whisk the instant pudding mix with cold milk for 2 minutes until thickened. In a separate bowl, beat cream cheese until smooth, fold in whipped cream, then gently mix with the prepared pudding.
3. Layer & Swirl: Spread half of the cream mixture over the crust. Add a layer of sliced bananas and drizzle half the dulce de leche. Top with the remaining cream mixture and swirl in the remaining dulce de leche using a knife.
4. Chill: Sprinkle crushed wafer crumbs over the top. Cover and chill in the refrigerator for at least 4 hours (preferably overnight) to set.